Bringing you live news and features since 2006 

Raisin launches savings plan for German ETF investment platform


Raisin, a European marketplace for savings and investment products, is introducing a savings plan for its line of ETF portfolios on its German platform WeltSparen.

Raisin’s customers in Germany will now be able to build their wealth starting at just EUR50 per month. The company is additionally lowering the one-time minimum required investment amount to start a WeltInvest portfolio to EUR500. WeltInvest is the result of WeltSparen’s cooperation with Vanguard as fund provider and DAB BNP Paribas. Vanguard is one of the largest providers of cost-efficient investment solutions worldwide.

With WeltInvest, consumers invest in globally diversified stocks and bonds with investment grade rating. Based on their risk/return preference investors select one of four available WeltInvest portfolios and then enjoy the benefit of automatic reinvestment of their earnings, flexible deposits and payouts at no additional cost, as well as an annual rebalancing of the portfolio. The low all-in cost of 0.49 per cent contrasts sharply with the German robo-advisor market average of 1.3 per cent, and WeltInvest’s low minimum first investment of EUR500 even more so with the average German minimum of around EUR9,500.

Through WeltInvest literally everyone can now participate in global capital markets. Just 12 months after launch, more than 5,000 customers have taken advantage of the WeltInvest offer, investing more than EUR100 million through the platform. Germany’s premiere consumer organisation Stiftung Warentest concluded soon after WeltInvest’s start in April of 2018 that the WeltInvest ETF portfolios were “a convincing investment idea.” Likewise, the German consumer portal Finanztip recently rated 32 robo-providers, recommending WeltInvest as the automated solution for self-directed investors.

Raisin’s savings plan offers investors full flexibility. WeltInvest customers can set up a customised savings plan, online and from the comfort of home, with no additional cost and starting from EUR50 per month. With no minimum term, they are free to end their plan whenever they want. “With this new savings plan and the lowered minimum investment, we are able to give even more investors a simple way to access a professional portfolio,” says Dr Til Rochow, Head of Investment Products at Raisin/WeltSparen. “Even small monthly contributions will grow over time with the WeltInvest savings plan. We want to offer our customers the perfect solution to build their wealth and prepare for retirement.”

Vanguard’s Head of Germany and Austria Sebastian Külps, adds: “Through our partners at Raisin, investors are empowered to start growing their wealth even by putting very small amounts into a globally diversified portfolio consisting of Vanguard ETFs and index funds. We’re thus joining forces with Raisin to pursue the vision of Vanguard founder (and the inventor of index funds) John Bogle, to democratise investing for everyone: ‘when there are multiple solutions to a problem, choose the simplest one and keep cost in mind.’”

Latest News

REX Shares has announced a strategic reorganisation that integrates its REX Shares, MicroSectors, and T-REX products, as well as REX..
Allspring Global Investments writes that as it builds an investment platform for the future, it has filed for exemptive relief..
LSEG Lipper writes that ETF promoters in Europe enjoyed estimated net inflows (+EUR25.1 billion) for May 2024...
The European Fund and Asset Management Association (EFAMA) has published its 2024 industry Fact Book, which includes a foreword by..

Related Articles

Marcus Wayerer, Franklin Templeton
Franklin Templeton says that emerging markets are navigating a tricky environment at the moment, due to factors such as the...
Matt Barry, Touchstone Investments
Back in 2022, Cincinnati, Ohio-based Touchstone Investments launched its first four ETFs, having previously been predominantly a mutual fund company....
CN Tower, Toronto
The winners were announced in the second ETF Express Canadian awards at the event held at The Quay in Toronto,...
Darren Jordan, Komainu
Custody specialist, Komainu, was launched in 2018 as a joint venture between Nomura, digital-asset investment manager, CoinShares and blockchain business,...
Subscribe to the ETF Express newsletter

Subscribe for access to our weekly newsletter, newsletter archive, updates on the site and exclusive email content.

Marketing by